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On Wednesday 25 July, Aries attended a workshop put on by HM Revenue & Customs at the offices of the Association of British Insurers, One America Square, London.
The subject was Manage and Register Pension Schemes (MRPS), HMRC's replacement for the Pension Schemes Online (PSO) administration service. Within HMRC, the new service is known as Pensions Online Digital Service or "PODS". Apparently, internal guidelines
Pension Schemes Newsletter leads with a reminder that HMRC has the power to de-register
any scheme that is a Master Trust and does not receive or subsequently loses its TPR authorisation. The PSN goes on to remind applicants
trying to register any pension scheme that there's no time limit for how long HMRC can take to consider such an application. However, if HMRC has not decided within six months, it is possible to appeal
to a tribunal, as if HMRC has refused the application.
understand what they are being charged and why;
understand the short- and long-term impact of costs on retirement outcomes;
can see how their money is being invested and how their investments are performing;
are engaged enough to use information about costs and investments to make informed choices about their pension savings; and
get good-value, impartial service