THE ARIES METHOD:

  FRAMING THE PROBLEM
  THEN GUIDING THE WAY THROUGH

 PRACTICAL PROBLEMS

Pensions abounds in practical problems which come up every day as providers grapple with all the technical and regulatory requirements to fulfil. For example, a question about whether a pensioner heading for divorce can be charged for a valuation for pension sharing purposes? The Divorce section of Aries shows there can be a charge, but only in limited circumstances, with an explanation of what those might be.

Or, perhaps there is an urgent query on whether there's been a change in the law on whether a SIPP client's pension is safe after bankruptcy? Aries reveals that the pension actually might not be safe after a precedent-setting 2012 court judgement, which could yet be challenged. Each time, Aries summarizes the case, with guidance on what else needs to be considered, backed up with citations pin-pointing the relevant legislation.

Here is a further sample, showing how Aries can guide you through the tangle. And if you have a pensions technical problem that's bothering you, why not put it to the Aries Team? That will give you a practical demonstration of the value of our services. Just contact us on the form below.

UNAUTHORISED PAYMENTS

“we must avoid unintended breaches of HMRC's rules”

Unauthorised payments have been an enormous problem for UK pension administrators and there is widespread frustration in the industry. People are concerned with both the scale and diversity of unauthorised payments being generated, as well as the problems of the interaction with the Scheme Sanction Charge.

The most serious problems arise from:

A. Inadvertent or unavoidable overpayment of benefits;

B. Payment of small funds which do not meet the requirements for trivial commutation;

C. Lump sum death benefits paid late on (i.e. paid more than two years after the scheme administrator was told about the member's death or ought to have known about it); and

D. Other areas, including transfers to Australia and surplus from pre-A Day restricted annuities.

The Aries Pensions System provides in-depth analysis of all these areas, and explains the measures taken to date by HMRC to ameliorate the position.

DEATH BENEFITS UNDER FA 2004

“this is just a nightmare - please get me some help!”

Death benefits under the pensions tax rules (FA 2004 regime) are tightly controlled. And there are so many questions to answer:

The Aries Pensions System guides you clearly, answering all these questions about death benefits and more.

 
  PRACTICAL PROBLEMS ENQUIRY FORM

My practical problem is related to:

FA 2004 Tax Regime       Money Purchase Scheme       DWP Aspects
Defined Benefit Scheme       Personal Pensions       Other Area in Pensions

Here is a brief description of the difficulty:

Name:         email:   
Company:         Tel:   


  

Aries Insight
Aries House
29 Station Road, Desborough, Northants NN14 2RL
Tel 01536 763352
email: steve@ariesinsight.co.uk

 
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